October 27, 2016

:( :(

I met this family while going to Koh Lipe years ago. Friended with both husband and wife in Facebook. We never actually communicate after that but the husband like to update status in facebook. Normally about business, investment, sufism and small thing in life. His post just like knowledge sharing and normally in humble way. Not the way of  "yeah I know all"..  Last week he shared that he had chest pain after eating pineapple that make him think it was gastric. They went to clinic, the doctor also think the same thing but when they decided to go to hospital, it turn up to be a heart attack. So he advise everyone take his story as lesson. The way he response to people comment shows like everything is OK. Suddenly after a few days i saw his wife got lots of condolence message. It really surprise me that that guys just passed away... To be honest it really shock. I wasn't closed with him but really really shock. Sometimes life is so fragile and you never know when people which are close to you will leave you ... or when you will leave them. Same when you in mid 20's how one by one your friend get married.. there will be a time when one by one your friend is leaving you. It sad to think about it ... but then I wonder how my mum felt about ...

October 17, 2016

Night Class.

Recently i joined 2 night class. How arts work and write that story.. Both are quite different from my normal genre of science.. and I'm the dumbest of all.. hahahaha. But really especially how art works is quite eye opening for me. I've been a pure digital girl .. math & science kind of girl and to be in the class where all is subjective is really hard for me. My first day in class, i really clueless... i don't have idea why did i even join this class.. The teacher look at me and felt so lucky that I didn't join for credit. But the last 2 class was quite interesting to be honest. We look at the painting and most people (except me) will give their opinion about the photo. How the composition might means different thing, how the painter play with colour to bring the depth or some vibration to the painting, the axis that suggest what the painter intent to draw the viewer on certain subject... It also mention about how color evolve from 14th century ... and how people become creative and try their hard to get and produce newer color.. I always thought only technology evolve .. and for art, it just about talents but hey .. i didn't give justice to art.. As much as people try very hard in science, those people try hard as well in arts.. They do lots of advancement to the point what we know today..
When i visited museum, i always wonder WHY WHY must the photo or the sculpture is naked.. WHY WHY must always jesus and virgin mary or some saint with that little bulb on the head .. but little that I know.. for you to appreciate more, it not really about the subject but it about how the artist express his/her feeling towards that subject. I went to national gallery again yesterday.. i see beyond the bible story.. I see how the artist try to make virgin mary important ..  and how people try to portray what they believe in their masterpiece. I still have lots to learn but one thing that I know, there is so many thing in this world that I don't know or i think i know but i just bullshitting myself....
Can't wait for different thing next sem.. I plan to take archeology and philosophy..  Can't wait... some more got field trip for the archeology and nicer when you don't have to sit for exam .. hahahaha..

October 10, 2016

credit... spending... saving

Finally i applied my first working credit card in uk .... In UK, most debit card and credit card has foreign charges besides 2.75% impose by mastercard. This Halifax credit card suppose not to have any charges beside those impose by mastercard... We will see how much cheaper compare using my Malaysia credit card.  Actually the reason I'm writing this as I'm kind of amuse .. emm not sure amuse is the correct word but there is some different in how UK handle the credit card vs Malaysia or maybe India issue their credit card. In Malaysia, there always a promotion on credit card. For you to join or even for you to spend.. Every where in shopping mall there is credit card booth. It so easy to get credit card.  Even the credit limit normally at least double of what your salary is.. There is lots of rebate and free gift when you spend using your credit card. I earned at least near 1k or even more with the rebates, free give in my whole entire credit card usage.You can easily do that installment payment which most company din't impose any charge.   People buy beyond their need and means. I had little chat with my friend from India.. It the same thing over there. Credit card promotion and installment is normal. 
In UK, most of credit card doesn't have that much benefit. The card that i think maybe has better in term of daily spend is sainsburry or tesco card which give you more nectar/clubcard point. Some card do have a good balance transfer offer. For credit card that I apply, the benefit, there is no foreign charge and no annual fees. THAT's IT. No reward or what so ever... In a way, no reason for me to use it unless I want to travel or i want to be in debt with the bank. Even the limits is lesser than my first malaysia credit card .. which is more than 14 years ago..hahahahaha .. really no LV or what so ever. . Not sure does it because my credit check is not having high score yet. . I wonder with all this constraint,  how good or bad the debt level of people here. Anyway things is slightly different in US. I heard from my friend, if you have a good credit score in US, you can apply lots of credit that give you lots of perk.. arghhh... I'm sucker for free gift and I'm not get any here... arghharghh... 
And funny thing, if they want people to save, did I say even the interest on bank is sooo low.  The best for normal people none taxable saving is only 1.1% which some unknown bank. My HSBC only give me 0.7%.  There are some bank is giving 3%-5% but with maximum like only for the first £2000. All the interest is taxable except the ISA account which is 1.1% max.  I check the unit trust .. they don't have similar like malaysia fundsupermart either...All platform, you need to pay more to buy and sell unit trust.  arghhh .. I felt that you cannot spend and you cannot earn either .. arghhh.. This are 2 things that i love.. spend and earn... Is this the different between socialist and capitalist country?