November 27, 2017

Black Friday?

I really have no self control!! I was planning to buy car before summer next year and guess what? Forget all the saving, all the lucky draw .... just take the loan .. hahahaha. Getting loan from bank will be quite high interest ~24% as I only been in UK for less than 2 years but for Black Friday mini had promotion 2.9% APR for car loan.. normally it will be 5.9%. It really tempting.. I checked the new car offer from carwow and one of the dealer give quite good price but they in London.  Called them on 2.9% APR and they managed to find the car with chili pack + media XL .. After waiting anxiously for 1 day, yesss the loan is approved with 2.9% but i need to go london to sign before 30th... The problem is, i don't have much leave to go to London on weekday, so last friday i book next day flight to London return the same day. Signed it and I'll be getting my mini next week or week after.. yeah!!! As thing come so sudden, now I have too many thing to think.. how to bring car up, parking permit, insurance etc.. hahahahha  but so happy. At the same time i felt kind of guilty of buying new car. It one of incorrect financial decision logically, but my heart say differently.. hahahaha..

November 13, 2017

perempuan meroyan dtg balik...

        I'm thinking of buying a car next year so I can travel more during weekend. However the initial thought of buying car asal boleh jalan have changed, the longer i keep on thinking abt it :p... Initially I thought of buying I10 as it the cheapest (can get £6-7k used for 2015/16) and the review is quite good. But the look is so buruk.. at least for me hahaha. Then i upgraded to fiesta and polo which another 3k extra for the same year.  I kind of settle for this till i saw an A1 sportback drive past me. It so cute and nice but that add another £3k. WHAT!!.. I already want to cross that when my friend said, i should enjoy while i can. To think about it, i will never drive Audi in Malaysia.. not even in my dream :). So I went to see the A1, the rear seat is quite small but the driver seat is so ergo. I kind of want it .. but really? Do i want to waste the money for this car? Some more getting a used car A1 is not easy.. New A1 will be around £20-22k. Gulp.. Then i did this self questionnaire .. WHAT YOU REALLY WANT.. ---> The answer is Mini Cooper .. hahahaha lain option.. lain jawaban nya.. Yeah.. i really fancy mini cooper.. maybe because i drove Kelisa which is mini cooper wannabe .. so i become mini cooper owner wannabe too. I even happy when my neighbour who drove mini cooper rent my parking. At least my parking get to taste how mini cooper felt like.. not the engine leak from my beloved Kelisa :).  Anyway mini wasn't in the list initially because i tot they only have 2 seat at the back. I need 3 seat , just incase stooges plan coming to Scotland next year get materialised ( ye la tu... tatau bila). I tot if I need 3 seat, need to buy mini clubman.. and i dont like the look of clubman. It look like van. I did my useless browsing.. simply go to mini website and try to configure the mini.. Then only i realized that 5dr mini cooper have 3 seat at the back.. Yeah!! i straight book a test drive and been waiting for this weekend to happen.. Yesterday i drove mini cooper :).  It so smooth and stable. As driver, I like the drive but driver seat is not as good as A1. The back seat is OK compare to A1 although the middle doesn't really get a good legroom and the door is slightly small. arghh screw up the stooges.. at least it 3 seat .. hahahaha..  This what happen when u found something u love.. u let them squeeze :). Anyway, i don't really like the screen. It small even with the radio boost visual. Maybe need to upgrade to media XL. The bad new is.. it hard to find auto mini cooper 5d in Edinburgh and with the option of media XL.. it even harder. When i check autotrader, they are some but at least few hundreds miles away and it does have the same price tag with A1. So now, i need to start thinking about money.. hahaha.. duit duit duit .. di mana ko duit.. So now my journey of increasing my car allocation money started..
Last night i have been buying some bitcoin in hope it can go up beribu2 lemon in 4 months ( it has been down and i've  been loosing money instead.. sigh :( Won't look at it till march... pray hard ).. I also created some saving account in Halifax and plan to put my car deposit there in a hope to win their lucky draw in this 4 month. They have lucky draw every month although the odd of winning is very low. Somehow the average of winning is woman 60 yrs old, weird ar. Anyway since I'm halfway there maybe my luck is increasing as well. Positive!!.. I also just setup an account with Premium Bond (similar like SSPN) in hope to win their lucky draw as well. I have been digging my travel drawer to find the extra pound hidden inside the travel purse so i can bank it to that premium bond tmrw. I even plan to use some £ that my friend gave me as token of good luck before i went to Edinburgh.. I guess this where the luck is needed :).  I know i haven't been so lucky in Malaysia .. but maybe my luck is shining here? With all the coldness, there must be something warm for me right :). Sound desperate.. yeah!! i really want mini cooper or maybe A1. But i i know what i want cost more that i can afford now. Pray hard... With all the luck, i hope i can get mini cooper with configuration that I want .. Amin.