April 29, 2017

saving ...

My friend was asking me how much percentage of my salary I save for my rainy day aka hari tua.. sebenarnya soalan susah tu... I spend what I want and I save what I want.. Now in UK even more confused. because I used my malaysia saving to pay for my house loan payment as UK conversion rate dropped compare to when I decided to accept the job. So I'm hoping for the currency to be OK before tampal balik my saving ...  But the thing is, one of the reason I decided to go abroad is to travel.. So I kind of try not to control my travel spending so much. Besides, to get some benefits like free movie ticket, cashback la etc, I open a few current account. These account required some  minimum bank in every month. As they don't really care if the money stay, so what I do is I setup standing order that move my money from one account to another.. hahaha .. mcm black money je kan. That how kiasu I am to get  free stuff. I also fan of credit card as I think we wasting points not using credit card.. (konon la kan but seriously that what I firmly believe). So I don't really know how much % that I save..or I even save? .. hahaha.. So when she asked that question, my answer is "aku xde hard rules... ada kesedaran sendiri bila shopping banyak". Jawapan yg sgt confident and I'm pretty sure my friend feel wow.. bagus nya. (perasan kan).
But ... tiba2 ... that night, somehow while surfing abt Copenhagen,  I don't know why, but suddenly I open a camera review website.. and tiba2 .. I was on prayer mat beside my bed, sit long enough thinking should I or should I not..  I know I have been spending quite a lots last 2 months as I have been travelling and book some flights/hotel for my summer travel... but If I didn't buy now, I might missed the 5 years warranty offer.. Uhhh so tempting...
Tiba2 I took my credit card and tiba2 i get the confirmation letter... and I will be welcoming another tukun in my collection as summer preparation.....  Banyak la ko punya kesedaran sendiri...
Today I look at my credits card bill. Gosh.. baru la tersedar... Takpe .. my own justificaton .. one year anniversary gift I'm in Edinburgh.. apa2 pun boleh kan... Hope it worth it ...

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